How Much Does It Cost to Furnish an Apartment?

Furnishing an apartment is one of the biggest hidden costs of moving. While rent and utilities are expected, many first-time renters are surprised at how much it takes to turn an empty apartment into a livable home. The price can vary widely depending on the size of your apartment, the quality of furniture you choose, and whether you’re buying everything new or mixing in secondhand finds.

Average Cost to Furnish an Apartment

• Budget setup (thrift stores, IKEA, secondhand): ₹1.6 lakh – ₹3.3 lakh
• Mid-range setup (Target, Wayfair, Urban Ladder, West Elm mix): ₹4.1 lakh – ₹6.6 lakh
• Luxury setup (designer & high-end brands): ₹8.3 lakh+

👉 For a typical one-bedroom apartment, most people spend between ₹2.5 lakh – ₹8 lakh to get fully furnished.

Cost Breakdown by Room

Living Room (₹83,000 – ₹3.7 lakh)

• Sofa: ₹41,000 – ₹1.6 lakh
• Coffee table: ₹8,000 – ₹41,000
• TV + stand: ₹33,000 – ₹1.2 lakh
• Rugs, lamps, décor: ₹16,000 – ₹41,000

Bedroom (₹66,000 – ₹2.9 lakh)

• Bed frame: ₹16,000 – ₹83,000
• Mattress: ₹33,000 – ₹1.2 lakh
• Dresser + nightstands: ₹16,000 – ₹66,000
• Bedding & décor: ₹8,000 – ₹16,000

Kitchen & Dining (₹41,000 – ₹1.6 lakh)

• Dining table + chairs: ₹25,000 – ₹83,000
• Cookware, utensils, dishware: ₹12,000 – ₹41,000
• Small appliances: ₹8,000 – ₹41,000

Home Office Setup (₹25,000 – ₹1.6 lakh)

• Desk: ₹8,000 – ₹41,000
• Office chair: ₹12,000 – ₹66,000
• Monitor & accessories: ₹16,000 – ₹58,000

Bathroom & Miscellaneous (₹16,000 – ₹83,000)

• Towels, mats, shower curtain: ₹4,000 – ₹16,000
• Storage + toiletries: ₹4,000 – ₹16,000
• Cleaning supplies: ₹8,000 – ₹25,000

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Tips to Save Money

1. Start with essentials — a bed, sofa, and dining setup. Add extras later.
2. Mix high & low — invest in comfort items (like a good mattress) but save on décor.
3. Buy secondhand — marketplaces like Facebook, OLX, and thrift stores can save thousands.
4. Furnish in phases — spread out purchases to avoid financial stress.
5. Look for bundles — many stores offer apartment packages at a discount.

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Final Thoughts

The cost to furnish an apartment depends heavily on your budget and taste. A basic setup can be done for a couple of thousand dollars, while a high-end furnished apartment can run into the tens of thousands. The key is to prioritize comfort, plan your budget, and build your space step by step.